Refund Policy

Money Patterns does not offer a refund.  Membership services are not prorated for early cancellation for any reason.  If that worries you, or if you have any inclination that our products or services are not right for you, then please do not submit your order.  If you have any questions about what we offer or if you need further clarification about what your purchase will include, please contact us at (  We are happy to answer any questions.

Our current price structure is based on 20 trading days per month at $5.00 per trading day for monthly recurring memberships ($99.99).  Conservatively, Money Patterns average trades profit between $50-$150 for single option spread strategies.  Some of these strategies are held one week or less.   These offer low risk entries which normally occur twice or more weekly on average.  This means the typical member should be able to pay for the full monthly recurring membership on a single weekly trade or less per month.  With this example, all other weekly trades for the month past membership dues are entirely profit for the member and can be scaled up with position sizing when comfortable for the member.  In this way, Money Patterns has a "shared success goal" in mind with our customers to ensure profitable entries.  This ensures the price structure is economical for any person.  Semi-annual and annual membership packages offer further discounts off regular recurring membership pricing once members are comfortable with analysis presented here.

The Risk Management section for members outlines the extremely low probability of crippling losses when placing high probability trades with appropriate position sizing. 


Please carefully review your personal and financial situations before using services in any investment.

Any material on this website represents Money Patterns’ intellectual property. No portion of this presentation may be published, reproduced, transmitted, or rebroadcast in any media in any form without the express written permission of Money Patterns LLC.

Our services and education products provide information from Money Trends LLC on trading stock and options.  Money Trades LLC does not trade in all of the ideas presented, and our trade ideas may not always be profitable. They could result in a loss of an entire investment. We cannot guarantee that you will make money or that you will be successful if you employ the insights presented.
All investments involve risk, and the past performance of a security, industry, sector, market, financial product, trading strategy, or individual’s trading does not guarantee future results or possible returns. Investors are fully responsible for any investment decisions they make. Such decisions should be based solely on an evaluation of their financial circumstances, investment objectives, risk tolerance, and liquidity needs.

The views and forecasts expressed in any materials on this website are as of the date indicated, are subject to change without notice, may not come to pass and do not represent a recommendation or offer of any particular security, strategy, or investment.
Money Patterns® is a registered trademark of Money Patterns LLC. 

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